Start My 3-Day Trial - $0 Today!
Get your credit audit + personalized game plan before any payment is due.
I help families prepare for homeownership by addressing credit challenges. Through education, proven processes, and step-by-step support, you’ll gain the confidence and foundation you need to move forward.
To make this accessible, I offer affordable monthly programs designed to fit your budget — so you can focus on building your future without breaking the bank.
HOW IT WORKS
Sign Up Today
Click "Get Started" - $0 due upfront to begin
3- Day Trial & Credit Audit
During your tial, I'll review your credit report, create a personalized game plan, and share it with you by email or consultation.
Continue With Your Plan
$149 sign-up (first month included). Then $99/month + $24.99 credit monitoring.
Get Mortgage Ready
Includes a full credit audit, personalized plan and 3-day trial before billing begins.
From Realtor to Credit Advocate
Hi, I’m Tolechia Lane — a Realtor® and the owner of Keys to Credit & Home.
After years of helping families buy and sell homes, I realized many were being turned away from the house they loved simply because of credit challenges. That’s why I created Keys to Credit & Home — a program designed to guide clients step by step through improving their credit, so when it’s time, they can confidently say “yes” to their dream home.
My mission is simple: to take the stress out of the process, provide honest guidance, and help more families unlock the door to homeownership.
Begin My Path to Homeownership
$0 upfront. Your plan starts after your 3-day trial and credit audit.
FAQ Section
How long does it take to see results?
Every credit profile is different, but most clients start seeing improvements within the first 45–90 days. I’ll guide you through realistic timelines based on your situation.
Will this hurt my credit?
Why should I work with you instead of fixing my credit on my own?